Welcome to Viva Finance News — your reliable source for updates on the Spanish mortgage market, interest rates, and property trends in Spain. Our team provides insights for residents and international buyers to help you make smarter financial decisions.
Mortgage & Property Insights
Practical guides on Spanish mortgages, taxes and the property market.
ECB Rate Rise & Spanish Mortgages for Non-Residents
What the latest ECB interest rate rise could mean for non-resident buyers planning to finance a property purchase in Spain.
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Spanish Mortgages for UK Buyers: Why a Broker Is Your Best Option
Buy with confidence. Compare multiple banks, get better rates, and navigate Spain’s legal process — in English.
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Essential Tax Guide for Foreign Property Owners in Spain
Clear explanation of IRNR, IBI and capital gains tax for resident and non-resident owners, including deadlines and compliance guidance.
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Mortgage in Spain
Why getting a mortgage in Spain in 2025–2026 can be a smart financial decision for international buyers.
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Mortgage Brokers in Spain: The Art of Bespoke Financing for International Buyers
Boutique vs. volume, why “profile engineering” matters, and how international buyers can secure a clean, confident approval under the right conditions.
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What Documents Do You Need for a Mortgage in Spain as a Non-Resident?
A clear guide to the paperwork foreign buyers usually need, from payslips and tax returns to bank statements, proof of funds and property documents.
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Fixed vs Variable vs Mixed Mortgages in Spain
Compare the three main mortgage types in Spain and find out which option may suit non-resident buyers best in 2026.
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