Mortgage Fees

Viva Finance is registered with the Bank of Spain as a mortgage intermediary. Registration Nº E551.

No upfront fees

Initial mortgage assessment

There is no charge for the initial assessment or for requesting lender proposals.

Once you accept a lender proposal

We charge €1,500 + VAT/IVA.

Binding mortgage documentation / FEIN stage

Our final broker fee is 0.5% of the mortgage amount + VAT/IVA.

No hidden Viva Finance broker charges. Bank fees, valuation costs, taxes, legal costs and insurance premiums are separate third-party costs where applicable.

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