Motorbike Insurance in Spain Made Simple
Riding your motorbike in Spain? Secure the right motorbike insurance in Spain today. Whether you’re a resident or an expat, Viva Finance helps you compare top providers, customise your cover and enjoy bilingual support — so you ride safely, legally and with peace of mind.
Choose the coverage that best suits you
Compare the main coverage levels and choose the protection that best fits your motorbike, your needs and the way you ride in Spain.
Third-party
A simple and practical option for riders looking for the required protection and useful day-to-day assistance.
- Travel support from the first kilometre
- Damage claim
- Advice for traffic fines
Extended Third-party
An enhanced level of cover for riders who want protection against theft and specific weather-related damage.
- Theft and damage due to theft
- Damage due to fire
- Hail and rain damage
Comprehensive
The most complete option for riders who want wider cover for the bike itself as well as personal belongings and accessories.
- Repair damage due to impact or vandalism
- Own damage coverage
- Damage to luggage, personal belongings and accessories
Types of Motorbike Insurance in Spain
Motorbike insurance coverages
| Coverage | Third-party | Extended Third-party | Comprehensive |
|---|---|---|---|
| Compulsory and Voluntary liability | ✔ | ✔ | ✔ |
| Claim for damages and compensation | ✔ | ✔ | ✔ |
| Driver medical bodily injury | ✔ | ✔ | ✔ |
| Medical and pharmaceutical assistance 24 hours/day | ✔ | ✔ | ✔ |
| Compensation of food licence points | ✔ | ✔ | ✔ |
| Advice for traffic fines | ✔ | ✔ | ✔ |
| Breakdown assistance (from km 0) | ✔ | ✔ | ✔ |
| Damage due to fire | — | ✔ | ✔ |
| Theft and damage due to theft | — | ✔ | ✔ |
| Natural phenomena | — | — | ✔ |
| Damages to luggage, personal belongings and helmet | — | — | ✔ |
| Own damage repair guarantee | — | — | ✔ |
Ready to ride with confidence? Get your free motorbike insurance in Spain quote today with Viva Finance.
Check our insurance in Spain portfolio for other types of cover.
Prefer to combine your motorbike cover with home or car insurance? See our car insurance in Spain page for more options.
Frequently Asked Questions: Car Insurance
What documentation I need for my Motorbike insurance
To insure your motorbike, a questionnaire must be answered with the following information; such as the exact model of the motor vehicle, the registration date, the driver’s license issue date, the policy number of the previous insurance (if you transfer from another company) or the bank account number from which the premiums can be directly deposited. It is therefore recommended that you have the following documentation in hand:
- Driver’s license
- The motor vehicle registration document
- Documentation from your previous insurance
- A receipt from the bank and/or your credit card, for bill payments
Is ti mandatory to have insurance for a motorbike with a 125cc or higuer engine?
Yes. Current legislation indicates that every vehicle, regardless of whether it is a motorbike, a car or what its engine size is, must have at least third-party insurance. This is because even when the motorbike is not in use or even if you aren’t riding it, it can cause damage to third parties that must be covered by insurance.
Can I take out insurance for my Motorbike if it is in the process of changing from international registration to Spanish registration?
Yes, if you have started the process to change your international license plate to a Spanish one, you can take out your motorcycle insurance with the provisional one